Diamond Yello Account

As easy as ABC... you can now buy airtime for yourself & loved ones conveniently from your Diamond Yello account .Simply dial *710*PHONENO*AMT# to buy airtime! ‪#EasyPeasy”

Click here to learn much more about Diamond Yello Account and here for DYA Centres near you

How does this work?

With the Diamond Yello Account, our customers will enjoy;
  • The convenience of opening a full bank account without the need to visit a bank branch to fill forms or provide any documentation.
  • The ability to send and receive money to and from any bank account in Nigeria and also to non-account holders.
  • Easy access to bank services through our network of Agents for deposits and withdrawals.
  • Enjoy Loyalty points for carrying out transactions on your account
  • Earn interest payments on account balances
  • Go-cashless with a safe and secure means to buy airtime and pay for goods and services
  • To open an account in just a few seconds, simply dial *710# and select your PIN.
To Deposit Cash into your Diamond Yello Account
  • Visit any Diamond Yello Account agent
  • Tell the agent how much you wish to deposit into your Diamond Yello Account
  • Hand over cash to the agent.
  • Give the agent your DYA NUBAN Account number
  • The agent will credit your account with the amount you have handed over to him for
  • You will receive a text message that your account has been funded with the amount you wish to deposit into your account.
  • Check your account balance to confirm money has entered your account
To View Your NUBAN Account Number
  • Dial *710#
  • Select Bank Services by typing 1 and send
  • From the displayed screen, Select manage Account by typing 6 and send
  • To view your NUBAN Account Number type 2 and send
  • Your Diamond Yello NUBAN Account Number will be displayed.
To Check your account Balance
  • Dial *710#
  • Select Bank Services by typing 1 and send
  • From the displayed screen, type 2 and send to check your account balance.
  • Enter your account PIN
  • Account balance information will be displayed.
To buy MTN Airtime
  • Dial *710#
  • Select MTN Service by typing 2 and send
  • From the displayed screen, type 1 to recharge your phone or type 2 to recharge for others and send.
  • Enter the amount of Airtime you wish to buy
  • Enter the beneficiary's mobile number (no entry is required if your own mobile phone is the beneficiary)
  • Repeat the mobile number entered in step 5 above
  • Confirm the details supplied
  • Enter your Account PIN
  • You will receive a message on your phone confirming the completion of the transaction.
To Transfer Money – Yello Account to Yello Account
  • Dial *710#
  • Select Bank Services by typing 1 and send.
  • Options 1,2,3 will be displayed
  • Select Transfer Money by typing 1 and send.
  • Select Account to Account by typing 1 and send.
  • Enter receiver's NUBAN Account number
  • Repeat the NUBAN Account number
  • Enter the amount you wish to send
  • Enter a reference, e.g. "Gift from Peter" (optional)
  • Confirm the details supplied
  • Enter your Account PIN
  • You will receive a message on your phone confirming the completion of the transaction
To Transfer Money to Unbanked subscribers (Voucher Generation) (Non-MTN recipient)
  • Dial *710#
  • Select Bank Service by typing 1 and send.
  • Options 1,2,3 will be displayed
  • Select Transfer Money by typing 1 and send.
  • Select send to unbanked by typing 3 and send.
  • From the display screen,
  • Enter the recipient's mobile number
  • Repeat the mobile number
  • Enter the amount you wish to send
  • Enter reference
  • Select a four-digit secret code
  • Repeat the secret code
  • Confirm the details supplied
  • Enter your Account PIN
  • You will receive an SMS containing the secret code and a Token (a randomly generated twelve-digit number)
  • Pass on the Token and the secret code to the receiver. Thereafter, the receiver goes to a Mobile Money Agent to cash out the money
To Transfer Money to a favourite
  • Dial *710#
  • Select Bank Service by typing 1 and send
  • Select Transfer Money by typing 1 and send.
  • Options 1,2,3 will be displayed
  • Select Favourites by typing 4 and send.
  • From the display screen,
  • Select Favourites by Name or Find option through typing 1 or 2 respectively and send.
  • Select a favourite
  • Enter the amount you wish to send
  • Type in a reference, e.g. "Gift from Peter" (optional)
  • Confirm the details supplied
  • Enter your Account PIN
  • You will receive a message on your phone confirming the completion of the transaction
To Withdraw Cash from your Diamond Yello Account
  • Visit any Diamond Yello Account agent
  • Tell the agent how much you wish to cash-out
  • Follow the other instruction to withdraw amount from an agent.
  • Await a confirmation prompt from the system (sent by the agent to your phone) to approve cash withdrawal
  • Proceed to approve cash withdrawal once confirmation prompt is received.
  • From your Phone
  • Dial *710#
  • Options 1,2,3 will be displayed
  • From the display screen, select Bank Service by typing 1
  • Select Cash Withdrawal by typing 3 and send.
  • Select from Agent by typing 1 and send
  • View the transaction pending approval from the list
  • Select Approved by typing 1 and send to approve cash withdrawal
  • Enter your account PIN
  • You will receive a message confirming the success of the cash-out along with your remaining balance after the transaction.
  • Receive the cash from the agent
To View Your Account Statement
  • Dial *710#
  • Select Bank Services by typing 1 and send
  • From the display screen,
  • To View Account Statement, type 5 and send.
  • Enter your account PIN
  • Account Statements for 5 previous transactions will be displayed
To change your account PIN
  • Dial *710#
  • Select Bank Services by typing 1 and send
  • From the options displayed choose Manage Account by typing 6 and send.
  • Select Change Acct PIN by typing 1 and send.
  • Enter your current account PIN
  • Enter a new account PIN
  • Repeat the new account PIN
  • You will receive a confirmation upon completion.